A mortgage protection package for your peace of mind
A mortgage protection package will give you peace of mind if something unexpected happens in your life.
If illness, accident, or redundancy, for example, reduce your family’s income a protection package will allow you to meet what is probably your biggest financial commitment: paying your mortgage.
Mortgage payment protection
We work with a trusted panel of insurance providers to review your circumstances and give advice about mortgage payment protection insurance (or MPPI) which allows you to continue paying your mortgage if you no longer have a secure income.
There are two main insurance options to cover your mortgage payments or to provide general income protection where the payments you receive can be used for anything.
Your health and protecting your family
Providing the very best care possible for the people you love is important to everyone. Our insurance providers can structure a bespoke portfolio of personal and health protection for you and your family, which could include death cover, critical illness cover and income replacement.
Loss of earnings and protecting your income
If you lose all or part of your income you or your family might not be able to cover all your outgoings; you could fall in to debt and could even lose your home. Our income protection specialists can recommend insurance options so that you can be sure your income is protected.
Life assurance
A mortgage can allow you to buy your perfect property, but it is a financial responsibility. We never know what tomorrow could bring, so it’s important to be prepared in case anything happens to you.
We can create a bespoke life assurance package to suit your personal situation. It can reassure you and your family with the financial security provided by a lump sum payment should you die. It can be used to pay your outstanding mortgage or any other debts you have.
Critical illness cover
It’s tempting to take good health for granted, but a critical illness could affect you at any time. With the right level of cover you can ensure your regular costs can be met until you are well again.
Contact AJM Financial for mortgage & protection advice
As with all insurance policies, conditions and exclusions will apply.