Knowledgeable & Professional Mortgage Advice

London's Independent Mortgage Broker — Expert Advice

Whole-of-market mortgage advice across London with 15+ years' experience. Whether you're a first-time buyer, self-employed, or tackling a complex case — we find the right deal.

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FIRST TIME BUYERS

When you’re ready to take your first step onto the property ladder you will want to be sure you choose a mortgage suited to your needs.

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SELF EMPLOYED MORTGAGES

When you’re working hard as a freelancer or running your own business it can be frustrating and time-consuming to find an affordable mortgage that meets your needs.

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HIGH VALUE MORTGAGES

Whether you’re looking for a mortgage to buy a dream home or you are investing in property to rent we can help you secure mortgages over £1million.

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Mortgage Calculator

Instant estimates — no personal details needed

Mortgage type

Loan amount £250,000

No upper limit — enter any loan amount

Repayment portion

Interest only portion

Total: £250,000 — matches loan amount

Interest rate 4.5%

1%10%

Term 25 yrs

5 yrs40 yrs

Your estimate

Estimates only — not financial advice. SDLT rates from 1 April 2025. AJM Financial Ltd · FCA Regulated.

Fees from £99 — fully transparent

No hidden charges, and nothing to pay unless we secure your mortgage offer.

See our fees → Book a Free Initial Consultation

AJM Financial is a whole-of-market mortgage broker covering London, Wales and South West England: we aren’t tied to any lender or estate agent.

We work with you to understand your needs and requirements to make sure you receive the best possible advice about your mortgage and protection options. The service is fast, efficient, reliable and personal.

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See our Google reviews page here

Market leading options

As a whole-of-market mortgage broker we have access to a wide range of leading mortgage products. With our experience and contacts, we can recommend lenders who are well suited to your needs. We want you to make your choice with confidence, so we are completely transparent and will always be happy to explain our proposals to you. If we can’t do something, we’ll tell you.

Anywhere, anytime

Thanks to technology we can work with you wherever you are and you’ll have a single point of contact who is available around the clock. You won’t need to wait in telephone queues to speak to a nameless person. The aim is to make sure arranging your mortgage and completing your house purchase is a seamless process.

Customer service

When you become a client of AJM Financial, we’re not just here for one application. We want to build and develop a long-standing relationship with you so that, when you’re ready for your next move, you’ll come back to us again.

Fast applications

Due to our experience of dealing with lenders across the market, we can advise you and package your mortgage to ensure a fast application turnaround.

Contact with lenders

Don’t worry if your employment status or finances are unusual. Over the last 15 years we have built relationships with highly professional and flexible lenders who are happy to consider even the most complex cases. You won’t have to wait for weeks; you’ll receive quick and clear decisions about your mortgage application.

Protection for peace of mind

There is a wide range of protection options available to provide for you and your family if something unexpected happens like illness or redundancy, for example. We will make sure you are fully advised about the benefits various protection packages provide.

Tailored solutions

We will tailor bespoke mortgage and protection packages to meet your needs and to give you confidence and peace of mind.

Transparent fixed fees from just £99, published in full on our Our Fees page — plus a procuration fee we receive from the lender, which we'll always disclose before you apply.